Personal Finance Archives - Page 3 of 11

Never Trade Freedom for Debt

Hello readers its that time to discuss again the trap that people place themselves in every time they sign a new contract involving debt. When you stop and think about past choices it really is simple, try to do your best to never borrow again unless you want to live indebted forever. Just the other day I read a blog post by Derek over at lifeandmyfinances and he is now living life completely debt free for over a year now. He is an inspiration and an example of a life we all should try to realize 1 day. I believe it’s necessary for my sanity to never trade freedom for debt.

Granted it might feel like a never ending battle in this modern society with a constant emphasis on living with payments and debt. I will tell you that it can be done and to never ever have a defeatist attitude towards your financial insecurities. When you expect failure from the beginning, I guess the path towards reaching prosperity will not be possible. Getting into debt was a choice way back in a moment in time, so why can’t the choice today be made to reverse those bad actions. By not conforming to the norm you will elevate yourself to a term many people don’t use today.(Financially Responsible)

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Milestones Realized in 2015

Its that time of the year to display some cool milestones. Achieving goals is always a good way to turn on the happy mood setting in life. We all tend to achieve things and whether they may be big or small its important to keep track of them. By doing this we all can try to supersede the goals in the coming year. I am content about my milestones realized in 2015, but I know I can do more.

How will I improve in 2016? Its simple by taking as much action as possible towards any and all goals. It is imperative to stop over procrastinating in life. If you want to get something done focus on it and do not get distracted until you complete it.

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What Is Finance

OK another fun post explaining the basics of personal finance to all of you great readers. My point of view is somewhat unique because I like to break things down to a financial and common sense level. What is finance? Well it is a word primarily and it also represents the definition of money management.

Is it easy to manage money of course, is it hard to manage it if your not ready, extremely. How do you supervise those slippery dollars? If your ready to step up and can really grasp this what is finance definition. When you can innately place finances above other things it will occur naturally. Monetary savviness is not an imaginary thing we are all looking to find in a forest, it is solved by simply finding your reflection in the mirror. It is our choice to either fix things or keep on the same path we’ve been on. See below for what is finance defined.

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Financial Mistakes

I thought it would be cool to display and write in jest all the financial mistakes I’ve made, I’ve read, or I’ve discussed with others. Being a personal finance website manager I get talks like this from time to time, and boy things tend to get interesting. Nobody wants to air their dirty laundry but this post will be different. It will all be anonymous in order to help anyone struggling with financial management and to make a point that mistakes may occur at any moment. Also it will help millions of people who never committed these blunders avoid them.

Now that we got all the back ground noise out of the way, let’s get to the steak of the article. (OR is it meat of the article – whatever you get it) Remember a time back in the day when you had no bills, no loans, no income, and no real financial responsibility? It was all so peaceful back then, and now you’ll slowly waken out of that slumber. No more day dreaming for you, as you might get crazy debt freedom ideas. I will obviously give you a big list of money mistakes and I’m not holding back anything.

Sharing Financial Mistakes is just as Important as sharing money wins

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The Best Synergy Tactics

The synergies I use in my life can make anyone feel like they are the smartest person in the world. It will appear as if you’re a multitasking freak, who actually invented the word productivity because you’re so efficient. Now you may be wondering what the heck am I talking about? If you use synergies in life I believe it will make things easier for you in general. The reason I use the best synergy tactics is because I want to save time, feel productive, and get sh!t done off my long checklist.

Strategic synergies are very fulfilling to me, and if done daily it will supercharge your day towards getting tasks completed. I enjoy it when things get done and I am able to check off a goal.

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Money and Relationships

I recently wrote an article based on the money and looks topic, and it was a received well. Now we are going to continue the theme, but this time with a listicle of random facts solidifying why money has a greater weighting in relationships. The moral of this post doesn’t mean money is everything, but it just puts things in perspective to see the facts as to why money is so important in today’s world. Money and relationships go hand and hand, and if your perceived to not have any mula, the dates will dry up like the Sahara Dessert.

I cant fathom how or why our culture is shifting so far into money being a prerequisite to dating someone. Hey if you have millions and look physically unappealing, I know for a fact that you can get a model to date you. If someone drives a fancy car it is assumed that the driver is well off. If you travel constantly and post Yolo all over Instagram, you’ll probably get more than a few invitations to date.

Its about time we ask a serious question. What do you love more – The Money or the Relationships?

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Personal Finance Contradictions

Every day I tend to focus on personal finance topics and random social media snippets that my eyes happen to catch for a brief moment. I’ve noticed a theme and its a bit funny and comical at times. The personal finance contradictions have me wondering will we ever change? I mean if we are humans who can recognize things and study if a behavior is not serving us appropriately, shouldn’t we (stop the presses) so to speak.

I am all for living a fun life but to live that life with personal finance contradictions is totally laughable. We all make blundering mistakes from time to time but lets make an attempt to learn from them in order to supersede past them. If you take a few moments before making a personal finance contradiction, it will thoroughly assist your mental state of mind to revert back to what is the beneficially right for your money management strategy.

If it would serve you best for me to post a few examples of the personal finance contradictions I’ve witnessed in the past 6 months should I? I guess I am second guessing if discussing others so called fun filled life, while living financially risky is worth while for anyone to read. Oh well Let’s just do it and make light of it and I’ll let you be the judge of that.

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The Best Deal Purchased

I want to discuss the time I hustled my way into the best deal purchased. It happened recently and I’ve been meaning to share it with all of you. There’s so many ways people can spend money and we all do, but how many times can you share how much money you saved during a purchase?

This deal was so good, that I had to write about the best consumer deal ever. Yes I spent money, but when you break it down, I saved a lot off the total retail price for the goods. It is amazing how much you can knock off with a little effort and planning. I will admit that I priced shopped for these products for a few weeks, and when I saw the deal I jumped on it real quick.

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