Every month I will send this list out so that we all can be financially smart shoppers in this media overloaded society. Some of the products will be repeated from last month and my assumption is that those products are based on seasonal buying patterns.
This month the list is a bit more practical as cookware and winter clothing is something people can actually get great deals on after the holiday season. Just a quick FYI for all of you looking to buy some Music Cd’s, the record companies are looking at eliminating Cd’s forever. I assume by next year Cd production will cease to exist as digital downloading is becoming more prevalent and cost effective for the music industry. So if you need to have the physical Cd of your favorite artist jump on it soon as it might not be around for long.
In this list the only item I would consider buying is a computer/laptop as the one I am currently using is on the verge of extinction. I also see something on the list that most people might be shocked about; houses/condos. I assume that most people would never think of buying a home in January, but it makes sense because buyer competition will be minimal compared to the spring/summer peak season for home buying.
Just a reminder please make sure to only shop for items that you need not want. This makes all the difference with people going on emotional shopping binges. Also only pay cash or debit as credit should never be used unless you want to be a slave to the banks. If you can not control your shopping and you have a desire to always spend every last penny, just avoid the malls or shopping centers. This alone will help you make strides in curbing your spending.