5 Tips for First Generation College Students

This is a Guest Post.

About 30 percent of college freshman in the United States are first generation students, meaning they’re the first generation in their families to attend college. First generation college students don’t have access to the same parental advice and experience as other students. If this applies to you, know that there are many ways you can compensate for this and make sure you’re well-prepared for college just the same.

Plan Your College Path Early

College planning starts in high school and may begin as early as your freshman year. Focus on your grades, take part in diverse extracurricular activities, and get to know at least a few teachers who can give recommendations for you. Talk to your school counselor at least once a year about what you need to do to prepare for college. Students who wait until senior year often find that it’s too late to build the kind of application top schools will want to see.

Get Help with Admissions

Seek help with the college admissions process from your high school counselor or a college admissions preparation group. Since your parents may not have a lot of experience in this area, it’s a good idea to reach out to others who can help. Use online resources like get a real degree to help you find the best schools for your needs. Make sure you apply for scholarships and financial aid early and stay aware of all important admissions deadlines.

Don’t Hesitate to Tell Your Story

Many first generation college students either feel that their status isn’t relevant or feel somehow ashamed of their history. Banish these misconceptions. Being a first generation student is a point of pride. This sets you apart from many other college applicants and offers an effective way to set your application apart from the competition. Consider using your first generation status as the topic of your college essay. Explain your motivation for becoming a trailblazer in your family and how you plan to set an example for future generations.

Seek Support along the Way

Build a support system for yourself on campus so you’ll always have the help and encouragement you need to continue on your path to a college degree. Visit professors during office hours and get to know them. Join study groups and student organizations. Get involved and make the most of everything the college lifestyle has to offer.

Have a Post-Graduation Plan

Many first generation college students come from low-income families. This can make it difficult to launch into your dream career, even after you’ve successfully graduated from college. Work summer and part-time jobs when possible and start a savings account to help you get started on your own after graduation. Carefully consider the steps you’ll need to take to get from graduation to a lucrative career so you’re ready to continue moving forward once you have your diploma in hand.

About 89 percent of first time students leave school within six years without a degree, but you can keep yourself out of this majority. Prepare well for your college experience and you can graduate with great pride in your momentous accomplishment.

 

Rich Uncle EL – I agree with the post above and many students feel shy seeking help and that can be a big mistake. I cannot stress enough how important it is to look for scholarships and avoid debt at all costs by having a part-time job. Thus students can pay for school on a monthly basis with a payment plan.

Tuition Funding

          There are many countless ways people can find funding to attend a college, university, or trade school. Students need to be proactive in getting an education with the least amount of debt. Obviously people with deep pockets do not have to worry about school costs, but those individuals who are in the middle class and lower class have to find creative ways to pay for school. How much would you need to attend college? Thousands for a bachelors degree and even more for a graduate degree. Listed below are the steps everybody should take if they will be attending a higher education school:

Funding Ideas:

– Get a scholarship for achieving perfect grades or excelling @ sports.
– Get information on all available grants. ( Difficult to get but still possible) 
– Apply for financial Aide as soon as you commit to a school.
– Find a part time / full time job that offers Tuition Reimbursements.
– Set up monthly payment plan with Bursar’s office. (Tuition divided by monthly payment amount)
– Apply for a work study program @ the school and get a reduced tuition. 
– Register with Upromise.com for a future college student. (This one is for parents)
– Ask for help from a well established financially stable family member.  

Easy steps that take time and dedication to fully immerse yourself in the application process towards each one. Effort equals results and this is what you should do to get the best possible result for your pocket while earning a degree. The last one on the list is a bit of stretch as not many people will be willing to give or loan you thousands of dollars and relationships might get ruined if you do not adhere to the agreement of the family loan. If it is a gift then you can not go wrong, but still you can find ways to repay that person back for their generosity in the future. If the family member wants to loan you the funds then make it legal and on paper. But please have every intention of making good on your word. In my experience finding a job while still living at home will net you the best result financially as it did for me during the first 4 years of college. This guarantees all your funds should go to paying off your school tuition.

In the end if you still have to apply for some loans as a last resort to staying in school and on track then by all means do it, even though it is frowned upon by many financial gurus. I tend to think differently as it will be one of the best investments you make in your life. College graduates on average make 2 million more in their working life than high school graduates will ever make. Just have to be extremely dedicated to paying those loans back after you graduate.

Links to maximize School Funding:

Upromise Website
Fastweb Site
Student Scholarship Directory
FinAid Site
Scholarships4students Directory

Comment if you have funding ideas of your own that you want to share with the readers on this site.

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*PS: Federal student loans are never dis-chargeable in bankruptcy filings.