What is Debt?

This is the piece I wrote on debt and I wanted to share a different aspect in describing debt to all of you today. Debt is really bad as all of you already know, and possibly you’ve read some debt … Continue reading

Don’t Keep Coins in a Piggy Bank for Long

What is the basic fundamental thing we all want for our money? For it to grow I suppose is the primary reason why we invest it, right. Recently I used to keep my coins in a wooden jar aka old … Continue reading

What is Your Personal Savings Rate?

  Did you know the recent savings rate was released by the government agency in charge of tracking this vital information, and I bet you already knew it is pretty low. How low do you ask, my financial smart friends? … Continue reading

Over Consuming Usually Leads to Financial Failure

  Let’s discuss a major problem that is taking residence everywhere in the US. Over consuming in general is a problem for millions of people and these people actually think that no real issue exists with the behavor. When you … Continue reading

What is your Personal Finance Attitude?

Many times I sit and think about how attitude can be a deciding factor in how life turns out. If your attitude is steered towards a particular view point, it can either be a winning or losing battle for you. … Continue reading

Why I’m not Buying Sneakers In 2016

As many of you know I am a sneaker fanatic. But I am coming to a realization that I need to reign in my expenses and I already have sufficient kicks to last me a decade. So in this new … Continue reading

The Solution to Money Problems is Solved by Not Spending

What’s going all you great readers today we have a post that is going to challenge some of you and possibly motivate others to do a spend freeze, so strap on for the fun ride. The secret thats not really … Continue reading

What Can you Buy with Dividends

This post idea came to my mind as I was washing dishes, and I thought of at least 10 things I can buy with dividends. What can you buy with dividends? Well it depends if you actually are in a … Continue reading