These two words have been on my mind for the last month now and the reason why its been on my mind is because I am in the process of graduating from my master’s degree program with a sizable loan on my hands, when the six month time frame is up my cash flow will take a major hit. What could I have done to avoid this dreadful scenario:
-Budgeted a bit better the last two years I attended school and paid down my loans
-I could have applied for grants to assist with tuition expenses
-Used 100% of my Tuition Refund money to pay down loans
There you have it even me a person who is constantly thinking about finances and money, I still find myself making emotional financial mistakes that will cost me a few dollars in interest charges. So to conclude this post, use the advice I have provided you to do better for yourself and always remember to watch your money!