Will you Achieve Financial Independence

Will you achieve financial independence

Hit the switch today and begin your Financial Independence Journey


Well you guessed it, as I am talking about reaching financial independence once again. I am posing this question today, will you achieve financial independence before age 65? Well the jig is up and there’s a ton of examples online of people who actually reached the imaginary Financial Independence before getting grey hair.

This is my goal and it should be everyone’s lifetime goal also, because long gone are the days people worked for 40 years dedicated to a job who can easily replace any of us with the next person. Granted I am not telling you to stop working forever, I am just advising you that you can work on your terms when you reach this next stage of life. What a fun stage it can be, don’t you agree?

Below is the list of bloggers who already reached Financial Independence.


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The Frugal Millionaire


The Frugal Millionaire

The person who enlightened us with the facts about The Frugal Millionaire

Ok so I know many people think once someone reaches millionaire status that they can begin to purchase a brand new Mercedes every two years just to live the good life. But that is not the case as most average millionaires actually care more about staying low key and remarkably maintaining the wealth they worked so hard to build.

Now I bet your asking why are they being so frugal if they are actually millionaires. Why don’t they just spend all day like the average tourist on vacation. Well if I were to give you an off the cuff answer, it would be because by that point in life, the average millionaire is already older and a bit wiser with how money management works. They also prefer to value every dollar and the opportunity it can bring in future revenue.

This usually equates to the average millionaire believing in the live modestly lifestyle, and is way past the, drive a Ferrari on the weekends because that makes me look cool syndrome.

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Do you want to Be Rich?


Do you want to be rich

There’s no secret sauce to becoming rich or maybe there is, and let me explain why below. Do you want to be rich? If the answer is yes, you may want to pay extreme attention as I’ll outline all the steps to getting the illusive first million. I’ve read many times in hundreds of websites, that in order to be rich you have to do these 3 things:

Pay yourself First

Spend Less than you Earn

Have and Maintain a High Income

While yes these three factors do matter to the average person who dreams of swimming in the dough like Scrooge Mc Duck, I will tell you becoming rich takes a deeper process and an involved plan. Many people seem to have the mentality that becoming rich is all about luck and or hitting some magical monetary jack pot.

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Money Talk


Money Talk

Lets have more Money Talk in our Lives

What if we all talked more about money on a daily basis? Is it truly that awful to discuss money or is it another underlining reason people shy away from it. I can clearly say I don’t know the answer, but it is a way of life here in the U.S. to avoid awkward money talks especially around people’s personal monetary status.

Well I want to provide you with some simple, easy to discuss money talk topics and I hope you can get some value out of it. The topics today will all be random little tidbits to get you to talk more about finances.

Imagine a world where a husband and wife could sit down weekly to talk freely about money and not have fun arguments.

How about if the basics behind money management is implemented into the US school system as mandatory curriculum for all kids before graduating High School. Imagine the impact this could have on future generations. It could possibly bring about the collapse of pay day lenders, and other predatory loan facilities.

Let’s dream for a second if 2 times a year families with older kids sat down at the dinner table to devise a plan to increase income and or investing for the entire family.

Think of big picture planning like the Johnson & Johnson family does as televised in the film “The 1 Percent”. They are forced to sit down to discuss strategies by the financial advisors, and the heads of the Johnson family trust. Why can’t we all have our own meetings on a small scale?

If you feel overwhelmed to discuss things, just find someone to help you smooth out any anxiety or issues you may have around money and that is not trying to sell you something. Believe me they exist and they will teach you first and foremost just like a good mentor.

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The Dividend Challenge


the dividend challenge

Make sure you get those Benjamin’s to work for you ASAP!

I am obsessed with growing dividends and seeing them compound every year. Well now I am doing a crush the dividend challenge. (#dividendchallenge) The purpose is to well increase the dividends in 2015 and surpass what was received in 2014.

If you make the gap bigger between last year and this year you will experience year over year growth. The benefit of dividends will not only give you a greater sense of return on your money, but it will also provide the opportunity to get even more shares going forward. If you do this, you will invest on purpose for increasing dividends aka icing on the cake in my opinion.

Imagine getting 10K a year from dividends in 2015 and letting things compound. By the year 2020 can you imagine how much you will get from dividends? Its safe to say it will be more than 15 thousand dollars of free money just for holding an asset.

What in life gives you free money for holding it? Nothing does and only investments do. Now are you ready to crush the dividend challenge?

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The Best Financial Scenario

The Best Financial Scenario

Do you want to know what is the best financial scenario for your money? We all have our wants, needs and goals in life. The optimal route for the average person, is a road not heavily traveled and hopefully that route can skip over all the money trials and tribulations. For many folks including yourself the desire should always be to travel down the less friction induced monetary highway on the path to ultimate  wealth prosperity.

If you agree with the thought provoking message above, it will be to your advantage to continue reading. Once you begin to implement the financial scenarios within this intricately worded post, the scenery will appear as if you are traveling on a Japanese bullet train going over 300 miles per hour, thanks to the financially supercharged decisions you will make. It will feel this way only when it comes to building wealth as the primary objective, as far as life goes. The rest of the time you can slowly enjoy the other pleasures of life one day at a time at the preferred pace.

The ultimate tactic any modern human can do is to begin the supersonic compounding as early as feasible. If your still in the cave man status I predict investing is not in your vocabulary, for the mere fact of fear or maybe ineptitude towards investing.

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Being a Rich Imposter

Being a Rich Imposter

This Fake Badge was found in the street, I imagine off the car of a Rich Imposter


The other day I was in the supermarket and I noticed a dude, who looked like he was about to attend a fashion show sporting an upscale leather coat, fancy shoes and clothes. If you’re going on a hot date with one of the Victoria secret models then you might need to dress like that to show a higher standard than the norm. Because if you don’t amaze you will not get a second date most likely. But just to get tomatoes, milk, and some eggs really doesn’t make sense to me to dress like a Valentino model.

Do you feel like stuff defines you? If you always look for stuff to solidify your status, then guess what your being a rich imposter. If the title makes you feel some type of way aka mad, then you’re really being a rich imposter times 2.0. IF all you own is fancy name brand stuff, then you are either rich or a rich imposter. The trick is not to be a rich imposter because then you will actually never reach being fundamentally rich. Wow did I just blow your mind Mr. Imposter?

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