Why is Time Important

Why is Time Important

Why is Time Important

Time is of the essence since the day we are born. But many people do not understand this because when we are young, time feels limitless and abundant. Summers felt like a year and a school year felt like two years. The math quiz felt like 4 hours when in reality it was only 20 minutes. Time in the old days just took its sweet time. Is it a mix of young innocence and more patience, or was it really a slower paced life in the old days. No one really knows and you shouldn’t care, because the past is the past. Why is time important today, because we all need to grab time and use it wisely.

I lost my mom last week and it has been hard on me. I wish I would’ve spent more time with her and talked more. That feeling when you know you will never speak to a loved one again is tougher than I ever imagined. This is why time is important. The opportunity to not waste time is evident every day of our lives. It is right in our face, but what do we do, we just don’t realize that it could be slipping away minute by minute.

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Easy Ways to Improve your Small Business

Easy Ways to Improve your Small Business

If you’ve successfully set up a small business then you should give yourself a well-deserved pat on the back. Getting a company off the ground in the highly competitive world of business is quite an achievement, but now is the time to look forward rather than rest on your laurels.

You might be wondering though what you need to do in order to improve your small business and make it grow and expand. This is where this blog post can help, as below are several easy ways you can improve your small business for you to try right now.
Consider Outsourcing
A great way to save yourself time and streamline your processes is to use outsourcing. By sending your often-laborious roles like admin, data entry or mailroom management to be carried out offsite , it will allow you to focus on taking care of the more important aspects in-house.

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Giving Money is Gratitude Multiplied by Happiness

Giving Money is Gratitude Multiplied by Happiness

Giving Money is Gratitude Multiplied by Happiness

Did you know that giving away money leaves you feeling great? It means that you can securely give without feeling a sense of fear or lacking in your money life. The one secret that many people don’t understand is that giving unselfishly only comes when you can build a financial foundation for yourself. Granted anyone can give at any moment in time or even if you’re not fully prepared to give, but it makes sense to give when you have your life in order. Having an emergency fund, consistently investing towards the future, not living paycheck to paycheck all of these things will allow you to give generously when the time is right. If you can support a good charity or organization it will leave you feeling a sense of contentment. The truth is giving money is gratitude multiplied by happiness in my opinion. It is how I feel when I give and how you should feel too.

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Is XTrade Right For You?

Is XTrade Right For You?

Is XTrade Right For You?

If you want to know more about XTrade this article will tell you who they are, what they do and why you should be interested in trading with them.

What is XTrade?

Although many could think of a sci-fi film when they hear the name XTrade, this company has nothing to do with fiction, only with real facts.

This company is a CFD trading company—If you are not familiar with that term, let me explain it for you (if you are, you can just jump over the following paragraph).

In short, CFD stands for Contract For Differences. It is a type of futures contract which you eventually settle by cash. The main advantage for trading CFDs is that you can take advantage of leverage, and they are also a great way of protecting a portfolio in times of economic uncertainty. This avenue seems to be more flexible than all famous binary options, for example, brokers have added stocks, commodities and indices to trade with. Do you like it so far?

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What is Debt?

What is Debt?

Do not get an extra Serving of Debt

This is the piece I wrote on debt and I wanted to share a different aspect in describing debt to all of you today. Debt is really bad as all of you already know, and possibly you’ve read some debt articles in countless past publications. But what people don’t share on the vast web portals and pages, is that debt doesn’t define you in any way. The personal finance community has a fair share of indebted folks, and they are all truly supportive in helping anyone who really wants to be free of debt, find ways to eliminate the debt monster. What is Debt? Well it is an obligation to pay for something in the future you purchased in the past.

One thing that I continuously hear is can people actually live life debt free. I believe you can, and I am 1 step closer to it every day. The freeing feeling you will realize is the prize, and the gift you give yourself by tackling the immense debt freedom journey until you reach a new financial platform. Many people take the journey for granted but it is that journey that will lay the foundation to help you avoid getting back into debt in the future. I will now do my best to define debt in another financial poem below. Have fun with it and let me know your thoughts.

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Don’t Keep Coins in a Piggy Bank for Long

Don’t Keep Coins in a Piggy Bank for Long

Don’t Keep Coins in a Piggy Bank for Long

What is the basic fundamental thing we all want for our money? For it to grow I suppose is the primary reason why we invest it, right. Recently I used to keep my coins in a wooden jar aka old dude piggy bank, and cash them in once a year. But now something changed, as my current bank got rid of the free coin exchange machine. I’m assuming they want to avoid operational fees or are attempting to bypass legal issues of some sort. I was always a bit skeptical at the coin counting abilities of said machines, and the likelihood of it not doing that job accurately. Even though I had my doubts I would still exchange coins and make a huge deposit of around $50-100 dollars in coins every year. But because now my banking institution decided to take away another perk (Way to go Banks), now I don’t keep coins in a piggy bank for long.

I woke up the next day after hearing this news and decided to make a financial habit change. I will now take a small amount of coins to the bank with every deposit I need to make. (Yes I still walk into a branch- I’m Old School) I will do this to save time, and to compound my money at a faster pace. This  habit change will keep the coins in my home at a minimum, and put them in hustle mode. Because If I take the coins from the piggy bank and invest it into a financial account, it will elevate the compounding effect. Now those quarters will not collect dust at home. Why wouldn’t you want to put the loose currency to work in the markets as early as possible?

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Is Becoming a Landlord Right for You?

Is Becoming a Landlord Right for You?

Is Becoming a Landlord Right for You?

It’s no secret that the cost of renting a home is on the rise all over the country. When you hear news like this, the thought of becoming a landlord yourself can seem like an easy way to make a consistent income on the side. Here are some of the pros and cons of the situation, so you can figure out if this is the right business venture for you.

Can You Spare the Time

While being a landlord may seem like a great way to make passive income on the side, it’s not without its share of downsides. Not only can the additional tax issues take their toll, simply finding a property in a suitable location can also be extremely time-consuming. Likewise, it’s worth spending the extra time necessary to properly vet any potential tenants. You need to ensure you find people who’ll treat the property as they would their own home.

Of course, in the vast majority of cases, you’ll be able to hire a third-party to take care of any issues. This could end up eating a significant portion of your profits, though, so you should consider early on how much time you’ll be able to devote to this new project. You may even enjoy the extra responsibilities the job demands, whether it’s fixing a leaking faucet or putting the finishing touches on any outstanding contracts.
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What is Your Personal Savings Rate?

 

What is Your Personal Savings Rate?

What is Your Personal Savings Rate?

Did you know the recent savings rate was released by the government agency in charge of tracking this vital information, and I bet you already knew it is pretty low. How low do you ask, my financial smart friends? It is a pleasantly never reaching retirement figure of 5 percent. What is your personal savings rate? 

What can you do with 5% in the future? It might cover the cost of gas, cable, and food but then that’s it. Who or what will help you pay for shelter, entertainment and any other fabulous budget categories we all cannot live without? If you say Social Security, I say bite your tongue right now.

Did you know that the earlier you start saving the sooner you will be done, and the sooner it will grow, and the less you will ultimately need? But you already knew this right?

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