Wow this is the last personal finance sayings post. It has been a bumpy ride with all the idioms based around money. It is always fun to quote some classic financial, back-handed, straight to your gut money sayings. I hope you read part 1 and part 2, but if you missed them go back and enjoy the awesomeness. Keep on trucking my financial friends and if you ever need anything don’t call me, find me on Twitter.
Side Hustles – really cool part-time jobs mostly tax-free paid pass times.
Smart Money – money handled by financial smart individuals
Stacking Method –paying the higher interest rate debt first, then move on to the next highest interest after you pay off the 1st
Stacking Benjamin’s – building your money pile as quickly as possible
Its time for the best personal finance sayings 2. Do you want to know a secret I came up with all of these definitions merely from my experience with finances. Now does that make me a financial guru? Sure if you want to throw a label my way go right ahead I don’t mind. I hope you enjoyed part 1 of the personal finance sayings. I am on vacation this week and I wanted to leave you with something not overly complicated like 11th grade algebra. So lets all laugh and learn together about these fabulous personal finance sayings 2 listed below.
Indexing – Buying the whole market with a set it and forget it investing style
Invest in yourself – on occasion forgo investing in the stock market, and use money to take a class to improve skills
The Dave Ramsey Plan – financially living on the 7 baby steps plan, banning all debt and cutting up credit cards while driving a beater
It’s time to pay the piper – you can only put off paying off debt for so long, eventually you have to pay it back.
It’s Not what you make its what you keep – simple and straight to the truth phrase for those folks who like to spend every last penny of their paychecks
I wonder What Personal Finance Sayings Buffett is thinking of Next.
This is the 1st part of a collection of widely used personal finance sayings, words, phrases, or quotes and my comedic explanation or definition behind the meaning of all of them listed below. I decided to break up the post because together it was going to be over a thousand words. If you have any feedback or childhood stories about the phrases below please leave a comment so we can all laugh. Its Friday so lets have fun and keep the finance talk very light.
A bird in the hand is worth two in the bush – it means be happy with what you have and avoid risk / greed by trying to double what you already have
Acting like the Joneses – Spending like there’s no tomorrow or living above means or trying to keep up with others spending levels
A Penny Saved is a penny earned – basically to save, but with hints of watch your spending because spending is the root of all evil
A Happy Family by the Lake
What are the best things that make us happy? A simple question that many can answer, if they can take a brief moment to think for a second about what are the magical things that make us happy. If you can think back to your younger days were you happier then or now? Can you define happiness? Not the past or the future but the present happiness that is engulfing your life. LOL.
I’ve noticed a big movement on the finding happiness bandwagon from blogs, documentaries, and now a movie is about to be released based on this subject. (Just saw the trailer last weekend) At the core of the topic many people ask the question, what makes you happy? Do they want to know answers as it will solve a mystery based on this discussion, because everybody seems miserable? Maybe they are looking for a rabbit in a fox hole? Happiness is not something you can whip up and serve on a platter. It is a realization as to how you view life in the current state, with no past regrets and a sense of making the best of every situational moment going forward. This is happiness defined in my opinion. Now let’s discuss this topic further below and talk a bit about my personal happiness activities. The next few phrases I will express what makes me happy.
Reach the top and Gain true Freedom
After reading the title above can you grasp what it means to live a life after you have reached the financial pinnacle? Well in all honesty many people might not even comprehend how a life like that might feel, because we have been slowly institutionalized to a system that is ingrained in our psyche. The people who have the complainly pants syndrome as other blogs have mentioned, are partly to blame for their financial shortcomings, but what if they are merely victims to the system. A system set up to keep you indebted and to keep you plugged into working for 45 years of your life. Can you still reach the financial pinnacle if you live in a society where everyone wants a piece of your finances?
Blogging for 3 years
Ok now this is a serious milestone post as it is my 3 year blogoversary and I have published 300 posts as of today. I still cannot believe I have been blogging for 3 years now, and I prefer to not make a big deal out of anniversaries, but I couldn’t resist as the number 3 is my favorite number. I am happy about all the work I’ve put into my blog and it really has made me a better person. I enjoy sharing all the facts and knowledge I have learned regarding personal finance with all of the readers. I must say the accountability factor of having a blog is a hidden secret and one of the best moves I made to improve on my life.
Holy Moly I’ve Been Blogging for 3 Years
Time to Break the Piggy Bank due to a Financial Emergency
Do you know what to do if a financial emergency strikes all of a sudden at your doorstep? Well during this time people might feel the need to panic and begin to do irrational things with their money. For example doing cash advances with a 20% or greater interest rate. Emergencies usually are based on various levels to different people, and it is on you to assess things before running to one of the worst financial lending institutions like payday loans sponsored by a famous 90’s talk show celebrity. This article is going to be based on a fictional emergency level 7, which results in an emergency that is not life threatening. (Level 10 would be the highest level) Ok now let’s discuss the steps anyone can take to get out of the emergency and not to hurt ones wallet too drastically.