The 5 Car Insurance Tips

the 5 car insurance tips

Protect this Classic car with Insurance.

Are you in the market for car insurance? It can be difficult to sift through all your options and find the company that’s right for you. Here are just five tips for finding someone who will watch your back on the road.


1. Compare and Contrast

Shopping for car insurance isn’t a process that should be done in a day. You’ll need to devote some time to it especially if you’re looking for something in particular like insurance for teens. Don’t be afraid to take your time, shop around and find the insurance provider that meets the unique needs of your unique family.


2. Know the Types

Auto insurance comes in a variety of categories. For example, liability coverage will protect your vehicle in the event of an accident, but comprehensive collision coverage might pay for your new tires and your medical bills. It all depends on your insurance company and service package.


3. Stay Local

Find your local agent if you want the best deal on car insurance. The prices quoted on the company website aren’t always the lowest; they represent the averages for the entire country and not your specific state or city. What’s more, a live agent can help you find deals and savings that might not be listed in the company manifesto. It’s always better to have a direct meeting when it comes to financial matters.


4. Cut Your Costs

What if you want that comprehensive collision coverage but can’t currently afford it? There are a number of ways to lower your monthly premiums. For instance, you can usually knock off a few dollars by taking a driver’s education course that verifies you as a safe, responsible driver; you can also save money by improving the security measures on your car and proving to the insurance company that it won’t be easy to steal.


5. Read Reviews and Ratings

Once you’ve found a potential insurance provider, make sure you double-check their references on the web. Don’t rely on testimonials alone! Look for impartial review sites with the opinions and experiences of past customers. Were they satisfied with their coverage? Were they hit with any unexpected fees and surcharges during their contract? If they switched brands, what prompted them to make the change?


These are just five tips for finding and selecting a reputable auto-insurance company. Keep them in mind before you sign on any dotted lines!

Do you have insurance advice to add to the 5 car insurance tips?

How to Avoid Living Paycheck to Paycheck

How to avoid living paycheck to paycheck

Is this you right after Pay Day?

I know you probably read at least one thousand fantastic articles about the abundantly used topic above. It was most likely based on helping anyone struggling with money avoid living paycheck to paycheck. Can people read this fantastic article and say, that’s it next month I will not live paycheck to paycheck? While many of the tips and strategies the person took away from the publication can be implemented. Is it safe to say that many people cannot make the behaviors stick? Which results in the past paycheck to paycheck life being repeated again in the future? Granted ideas are a dime a dozen and it is up to the person who wants to improve to make the ideas stick.

The purpose of this post is to get you to a think of the why reasoning behind the lifestyle you dislike, and move you to another lifestyle. If you can’t understand the why, then you will not take action. Without action nothing changes.

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The Financial Benefits of Walking

The Financial Benefits of Walking

The Financial Benefits of Walking

Did you ever consider how many financial benefits out of walking you can get? Besides the health benefits walking can provide you so much more that people can extract from the simple act of walking. I walk everyday about 1 mile, and it helps me refresh my mind. For example if I am stressed over something the walking helps. Also if I am feeling mentally tired by a task at work that is getting very repetitive, well walking helps with this situation as well. It’s safe to say anyone with the right mind frame and with an able physique understands the awesomeness of walking. Now let’s focus on the money side of walking and how the heck it can help you out as well. See below for 5 tips on the financial benefits of walking.

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The 10 Secrets Millionaires Live By

the 10 secrets millionaires live by

The 10 Secrets Millionaires Live By

What are the 10 secrets millionaires live by? Well I will share what I have read below from various books, money magazines, blog posts, and by word of mouth. These secrets can be attained by anyone looking to do things smarter, better, and financially sound regarding personal finance. Did you know I have a direct line of contact with Warren Buffett? So he actually told me three of these awesome secrets. (I’m Kidding) The rest were found on a very trustworthy site like Reddit. No seriously keep reading as it is worth it to find out the fabulous secrets the rich use day in and day out to grow their wealth.

The secrets do not involve insider trading or being on a fancy executive chair position when Facebook buys your online company for billions. No they will be secrets that are actually attainable in life, and will definitely not put you behind bars. One of the secrets if you already read this blog and I’ve stressed from the beginning is deciphering the value and symbolism of money.

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The Recession Aftermath

The recession Aftermath

A Dollar Merge with another Dollar.

 

All the media channels talk about the great recession on a daily basis, when they try to explain the current state of the economy. Should we cut or raise rates is being beaten with a stick by all the economists. I’ve heard Janet Yellens name at least a million times since she took the Chair of The Federal Reserve Bank. Now I want to talk about how the recession aftermath is still lingering and the economy is not as rosy as it may seem. Do you know that the labor market is still not doing particularly well, and many employers are padding their numbers in tactical ways? The housing market is better and people are supposedly buying again. Every time I hear the numbers I question what percentage of those new housing purchases are rich investors? In any event the recession has not fully gone away and I want all of you to get ready for a possible inflationary period to hit your wallet.

The recession aftermath is influencing major changes to corporate America, where blue chip companies are buying each other with reserve cash flow. The M& A markets are on fire in the past 2 years, and it is primarily due to all the extra cash these companies have on the side line just sitting on the bench. These companies are buying revenue instead of trying to grow revenue. What does that really mean for the average person? When a big company merges with another big company the first thing to happen is a reduction in jobs. They are eliminating more jobs without offshoring them, and nobody seems to bat an eye. To explain further, just recently Microsoft revealed it will reduce its workforce by 12K jobs, due to the merger they had with Nokia. On the drive in to work Fox Media placed a buy bid for Time Warner for 85 Billion dollars and a few seats on the board of Fox. What is the first thing they will do if this purchase gets approved? How many people can we skin? They call a reduction in jobs a corporate synergy to mask the real threat to America’s citizens. If the government keeps allowing these mergers and acquisitions to take place it will systematically reduce available labor positions by millions. When big companies get even bigger, they reduce operating costs, raise prices to justify the purchase of the smaller company, and monopolize the markets.

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Rich Uncle EL Random Facts

Rich Uncle EL Random Facts 4

My Random Facts for your Enjoyment

Happy Saturday my friends. I cannot fathom that this series has grown to 5 posts. Because I struggle with over sharing and with every post that I do share on this topic I feel better about blogging. In the first few months of my blog I thought on one really cares about my story, but in reality people do really care. How do I know this? Because my about page is very popular and these posts have been popular as well. Well enough about why I’m doing this and let’s delve into the facts.

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Can People Avoid Disrespecting Money

Can People Avoid Disrespecting Money

How many singles can you count?

Hey it’s that time again to discuss all the great and fun things about money. For starters never love or obsess about money, but love the freedom and usability money can bring. How can people avoid disrespecting money? Well it’s quite simple and it is basic personal finance mumbo jumbo we have all heard in the past.

I will dig into this topic and reveal all the ways regular folks are disrespecting money everyday. Do you want the best use of in-flow and out-flow for all your income? Well if the answer is yes then you can continue reading because I will instill a few nuggets of wisdom in this blog for all of you. Disrespecting money can happen in many fashions and it is up to you to put a halt to it once and for all. This is not a post about the irresponsible football player who goes bankrupt or about someone making over 200K and still living paycheck to paycheck. It is about simple ways anyone can stop disrespecting money and begin using it for the tool that it really is.

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